EnoughMoneyPlan

Terms of Use

Last updated: March 1, 2026

By accessing and using EnoughMoneyPlan ("the Site"), you agree to be bound by these Terms of Use. If you do not agree, please do not use the Site.

Educational Tool Only — Not Financial Advice

EnoughMoneyPlan is an educational tool designed to help you explore financial goals and savings scenarios. The calculators, projections, insights, benchmarks, and any other information provided on this Site are for informational and educational purposes only and do not constitute financial, investment, tax, or legal advice.

No content on this Site should be interpreted as a recommendation to buy, sell, or hold any financial product or to pursue any particular financial strategy.

No Guarantee of Accuracy

All calculations and projections are estimates based on the inputs you provide and the assumptions built into our models, including but not limited to assumed rates of return, inflation rates, withdrawal rates, and tax rates. Actual results will vary. Market conditions, tax laws, personal circumstances, and other factors may cause actual outcomes to differ materially from any projection shown.

Benchmark data (e.g., median savings by age, average tuition costs, typical home prices) is approximate and drawn from publicly available sources. These figures may not reflect your geographic area, personal situation, or current market conditions.

No Fiduciary or Advisory Relationship

Your use of EnoughMoneyPlan does not create a fiduciary, advisory, or professional relationship between you and Keelara LLC. We are not a registered investment advisor, broker-dealer, financial planner, or tax advisor. We do not know your complete financial situation and are not in a position to provide personalized financial guidance.

Consult a Qualified Professional

Before making any financial decisions — including but not limited to saving for retirement, purchasing a home, funding education, building an emergency fund, or taking a career break — you should consult with a qualified financial advisor, tax professional, or other appropriate expert who can evaluate your specific circumstances.

Limitation of Liability

To the fullest extent permitted by applicable law, Keelara LLC and its officers, directors, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Site, including but not limited to:

  • Financial losses resulting from decisions made based on information provided by the Site
  • Errors or inaccuracies in calculations, projections, or benchmark data
  • Interruptions, delays, or unavailability of the Site
  • Loss of data stored in your browser's local storage

THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

User Responsibility

You are solely responsible for any decisions you make based on information from this Site. You acknowledge that financial planning involves inherent risks and uncertainties that no calculator or projection tool can fully account for.

Intellectual Property

All content, design, code, and functionality of EnoughMoneyPlan are the property of Keelara LLC and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from the Site without prior written permission.

Changes to These Terms

We may update these Terms of Use from time to time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of the Site after changes are posted constitutes acceptance of the revised terms.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law principles.

Contact

Questions about these terms? Email us at contact@keelara.com.